Student Loans
Compare student loan sources and terms, and access loan forms.
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Compare Loan Sources
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Federal Direct Unsubsidized Loan |
Federal Direct Grad PLUS Loan |
Yale International Loan |
Private Education Loan |
|---|---|---|---|---|
| Citizenship requirement | US citizen or permanent resident | US citizen or permanent resident | International (not US citizen or permanent resident) | US citizen or permanent resident as primary borrower or co-borrower |
| Maximum annual amount | Up to $20,500 | Single student cost of attendance less all other resources | Single student cost of attendance less all other resources or $30,000, whichever is less (exceptions on a case-by-case basis) | Single student cost of attendance less all other resources |
| Annual interest rate | 7.05% fixed | 8.05% fixed | 7.75% fixed | Fixed or variable, dependent on credit of primary borrower (and co-borrower, if applicable) |
| Fee | 1.057% | 4.228% | 5% | 0 to 3%, dependent on lender |
| Credit check required | No | Yes | No | Yes |
| Interest subsidy | No | No | No | No |
| When repayment required * | 6 months | 6 months | 6 months | Immediately to 6 months, dependent on lender |
| When interest capitalized * | 6 months | 6 months | 6 months | Dependent on lender |
| Repayment information |
- Repayment plans |
- Repayment plan |
Dependent on lender | |
| Estimated monthly payment per $10,000 borrowed ** | $108 | $113 | $120 | Dependent on lender |
| Servicer | FedLoan, Great Lakes, Nelnet or Navient | FedLoan, Great Lakes, Nelnet or Navient | Yale Student Loan Billing and Payment Office | Dependent on lender |
| How to apply | See loan forms below | See loan forms below | See loan forms below | Contact lender directly List of lenders from whom Yale students have borrowed recently |
* Following separation from school or otherwise dropping below half-time enrollment status
** Under a standard 10-year repayment plan. For Federal Direct Loans and Federal Direct Grad PLUS Loans, additional repayment plans may be available.
Loan Forms
Application Forms
Yale School of the Environment Loan Request Form
To access the loan request form, please log into the Office of Admissions and Financial Aid secured portal utilizing the email and password used to submit your application to YSE. Should you be unable to log in and need to initiate a reset, please contact the Office of Admissions and Financial Aid at financialaid.yse@yale.edu.
Loan Forgiveness and Repayment Forms
Public Service Loan Forgiveness Form Income Driven Repayment Plans Form
Contact YSE Financial Aid