Student Loans

Compare student loan sources and terms, and access loan forms.

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    Compare Loan Sources

     

    Federal Direct Stafford Loan

    Federal Direct Grad PLUS Loan

    Yale International Loan

    Private Education Loan

    Citizenship requirement US citizen or permanent resident US citizen or permanent resident International (not US citizen or permanent resident) US citizen or permanent resident as primary borrower or co-borrower
    Maximum annual amount Up to $20,500 Single student cost of attendance less all other resources Single student cost of attendance less all other resources or $30,000, whichever is less (exceptions on a case-by-case basis) Single student cost of attendance less all other resources
    Annual interest rate 5.28% fixed 6.28% fixed 7.75% fixed Fixed or variable, dependent on credit of primary borrower (and co-borrower, if applicable)
    Fee 1.057% 4.228% 5% 0 to 3%, dependent on lender
    Credit check required No Yes No Yes
    Interest subsidy No No No No
    When repayment required * 6 months 6 months 6 months Immediately to 6 months, dependent on lender
    When interest capitalized * 6 months 6 months 6 months Dependent on lender
    Repayment information Repayment plans
    Repayment calculator
    See forms below  
    Repayment plans
    Repayment calculator
    See forms below
    Yale Student Loan Billing and Payment Office Dependent on lender
    Estimated monthly payment per $10,000 borrowed ** $108 $113 $120 Dependent on lender
    Servicer FedLoan, Great Lakes, Nelnet or Navient FedLoan, Great Lakes, Nelnet or Navient Yale Student Loan Billing and Payment Office Dependent on lender
    How to apply See loan forms below See loan forms below See loan forms below Contact lender directly
    List of lenders from whom Yale students have borrowed recently

    * Following separation from school or otherwise dropping below half-time enrollment status

    ** Under a standard 10-year repayment plan. For Federal Direct Loans and Federal Direct Grad PLUS Loans, additional repayment plans may be available.


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