Loans

 
Federal Direct Loan
Federal Direct Grad PLUS Loan
Yale International Loan
Private Education Loan
Citizenship requirement US citizen or permanent resident US citizen or permanent resident International (not US citizen or permanent resident) US citizen or permanent resident as primary borrower or co-borrower
Maximum annual amount Up to $20,500 Cost of attendance less all other resources Cost of attendance less all other resources Cost of attendance less all other resources
Annual interest rate

6.21% fixed

7.21% fixed 7.75% fixed Fixed or variable, dependent on credit of primary borrower (and co-borrower, if applicable)
Fee 1.073% 4.292% 5% 0 to 3%, dependent on lender
Credit check required No Yes No Yes
Interest subsidy No No No No
When repayment required* 6 months 6 months 6 months Immediately to 6 months, dependent on lender
When interest capitalized* 6 months Immediately 6 months Dependent on lender
Repayment information Repayment plans
Repayment estimator
Repayment plans
Repayment estimator
Yale Student Loan Billing and Payment Office Dependent on lender
Servicer FedLoan, Great Lakes, Nelnet or Sallie Mae FedLoan, Great Lakes, Nelnet or Sallie Mae Yale Student Loan Billing and Payment Office Dependent on lender
How to apply
See Financial Aid Forms
See Financial Aid Forms
See Financial Aid Forms
Contact lender directly
List of lenders from whom Yale students have borrowed recently

*Following separation from school or otherwise dropping below half-time enrollment status
Share this page: